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    Home » Recipes » Breads » Quick Breads

    Moist Chocolate Chip Banana Bread

    Published: Jan 23, 2018 · Modified: Jun 25, 2025 by Melissa Griffiths · This post may contain affiliate links · 3 Comments

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    This chocolate chip banana bread recipe is an old family favorite that we have loved for years. This recipe is perfect, moist, and turns out every time.

    Three slices of chocolate chip banana bread lying down in front of the loaf of chocolate chip banana bread.

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    Table of Contents

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    • The Best Chocolate Chip Banana Bread Recipe
    • Banana Bread Chocolate Chip Recipe ingredients
      • The best bananas for Moist Chocolate Chip Banana Bread
    • Chocolate Chip Banana Bread Recipe substitutions and additions
    • How to make Easy Chocolate Chip Banana Bread
    • How to store Moist Chocolate Chip Banana Bread
    • Best Chocolate Chip Banana Bread Recipe FAQs
      • WANT TO SAVE THIS RECIPE?
    • Banana Chocolate Chip Bread Recipe
      • Ingredients US CustomaryMetric 1x2x3x
      • Instructions 
      • Notes
      • Nutrition
    • Looking for more great bread recipes??

    The Best Chocolate Chip Banana Bread Recipe

    This chocolate chip banana bread recipe is based on my grandmothers classic banana bread. It was one of her party or family get together staples and it's amazing! I've made a few changes and love this current version I make.

    Banana Bread Chocolate Chip Recipe ingredients

    • butter
    • sugar
    • eggs
    • bananas
    • vanilla
    • flour
    • baking soda
    • chocolate chips semi-sweet

    The best bananas for Moist Chocolate Chip Banana Bread

    I like to use very ripe bananas when I make this chocolate chip banana bread recipe. Like in the picture below. You can use normally ripe bananas, but I don't think they give as good of a texture or as much banana flavor to the bread.

    Chocolate Chip Banana Bread Recipe substitutions and additions

    • Instead of an egg, you can use applesauce. Substitute ¼ cup of applesauce for each egg.
    • You can substitute the chocolate chips for any other chip you prefer. Or, if you’re looking for a fruit substitution, check out my blueberry banana bread or strawberry banana bread recipe.
    • You could add any kind of nuts to this bread you prefer. A family favorite is walnuts, pecans are good too.

    How to make Easy Chocolate Chip Banana Bread

    This chocolate chip banana bread recipe starts by creaming a stick of butter and some sugar together. I actually prefer to use my handheld beaters for this recipe, or you could use a kitchen aid mixer with the whisk attachment.

    Imma need to hit the weight set more if I'm going to be able to cream butter and sugar together for 2 minutes by hand. HA. The picture below is what it should look like when properly creamed - light and fluffy!

    Then you whisk in 2 eggs, these also need to be whisked for a hot minute. Can you imagine how toned my arms would be if I actually did this by hand? Maybe that should be my new fitness goal.

    After the eggs are properly creamed together, it should be light and ultra smooth and fluffy like these pictures. Doesn't it look just beautiful???

    Chocolate chips next to a brown and white egg next to three ripe bananas.
    Sugar being poured over a stick of butter in a glass bowl.
    Creamed butter and sugar in a glass bowl.
    Two eggs in a bowl with creamed sugar and butter.
    Beaters mixing an egg into creamed butter and sugar.
    Creamed butter, sugar, and eggs for chocolate chip banana recipe. .
    Ripe bananas in a bowl over creamed butter, sugar and eggs for chocolate chip banana recipe.
    Wet ingredients mixed for chocolate chip banana bread recipe.
    Dry ingredients being mixed into the wet for chocolate chip banana bread.
    Chocolate chips being folded into the batter for chocolate chip banana bread.
    Chocolate chips sprinkled over prepared pan with batter in it for chocolate chip banana bread.
    Close-up of the loaf of chocolate chip banana bread.

    Now, this is a little different than grandma and most chocolate chip banana bread recipes. I actually think the bread bakes up better and has a better texture if the bananas aren't mashed up.

    I simply toss them in the batter and let the mixer do the work for me.

    The end product looks like this - there are chunks but they bake up super smooth and the bread isn't full of banana chunks. I would not be down for that. I'm not a chunk lover.

    And that sounds weird.

    It's fine, you get me.

    Then you just mix in the dry ingredients! Now - as with any cake, dessert bread, quick bread, etc. - DO NOT over mix at this stage!! Before, we were incorporating air into the batter by whipping the butter, sugar, and eggs.

    Now that we are mixing the flour in, we don't want to over-mix and make the cake tough. So mix until everything is just combined.

    I like to fold the chocolate chips in by hand, that way I can give the bowl a good scrape and make sure it's all combined. Also, don't be like me and reserve a little flour to toss with your chocolate chips. That will keep them from sinking in the batter.

    Close-up of a slice of chocolate chip banana bread.

    It's a pretty thick batter, but you can see in the pictures how mine fell a bit and there are more towards the bottom of the loaf than at the top.

    Sprinkle the top with jumbo chips, and pop it into the oven! Your house is going to smell amazing.

    You're welcome.
    And now you're singing that song from Moana.
    You're double welcome.

    Oh, and I also like to take mine out of the oven a taaaaaad bit early so the top is still gooey. I know, ew. But I love it! So your loaf will probably be more rounded on top if you let it bake properly 🙂

    How to store Moist Chocolate Chip Banana Bread

    Store chocolate chip banana bread at room temperature in an airtight container.

    Best Chocolate Chip Banana Bread Recipe FAQs

    Why is my banana bread dense and chewy?

    Your banana bread is dense and chewy, it may not have had the correct ratio of leavening agent. It could also be over-mixed.

    How ripe is too ripe for banana bread?

    If the bananas are black, they are too ripe.

    How do you know when to take banana bread out?

    Banana bread is finished when a toothpick comes out with crumbs on it.

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    Three slices of chocolate chip banana bread lying down in front of the loaf of chocolate chip banana bread.

    Banana Chocolate Chip Bread Recipe

    Melissa Griffiths
    This chocolate chip banana bread recipe is an old family favorite that we have loved for years. This recipe is perfect, moist, and turns out every time. 
    5 from 2 votes
    Print Recipe Pin Recipe
    Prep Time 12 minutes mins
    Cook Time 50 minutes mins
    Total Time 1 hour hr 2 minutes mins
    Servings 12 slices
    Calories 296 kcal
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    Ingredients
     
     

    • ½ cup butter (1 stick, softened)
    • 1 cup sugar
    • 2 eggs
    • 3 bananas (ripe)
    • 1 teaspoon vanilla
    • 2 cups flour
    • 1 teaspoon baking soda
    • ⅔ cup chocolate chips (semi-sweet)

    Instructions
     

    • Preheat oven to 350 degrees F. 
    • Cream butter and sugar together for 2-3 minutes until light and fluffy. 
    • Add 2 eggs and cream together again for 1-2 more minutes. 
    • Add the vanilla and ripe bananas, whole, to the bowl. Mix until combined and the bananas are mixed in. 
    • Add the dry ingredients, less 2 tablespoons, to the bowl and mix until just combined - do not overmix. 
    • Toss the chocolate chips with the remaining 2 tablespoons of flour. Fold the chocolate chips into the batter. 
    • Pour into a greased loaf pan (see note) and bake for 45-50 minutes, or until a toothpick comes out with a few crumbs on it. 

    Notes

    I use a standard size loaf pan - 9 in x 5 in. If you have 2 smaller pans, that is also fine. Just adjust the baking time by about 15 minutes. 

    Nutrition

    Calories: 296kcalCarbohydrates: 46gProtein: 3gFat: 11gSaturated Fat: 6gCholesterol: 49mgSodium: 176mgPotassium: 138mgFiber: 1gSugar: 26gVitamin A: 315IUVitamin C: 2.6mgCalcium: 23mgIron: 1.3mg
    Tried this recipe?Please consider leaving a review!

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    Reader Interactions

    Comments

      5 from 2 votes

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    1. Mary Ellen

      February 19, 2018 at 4:57 pm

      5 stars
      I have now made this four times - absolutely best banana bread recipe!!! Thanks so very much! Love your posts and Instagram too!

      Reply
      • Alli

        February 19, 2018 at 5:17 pm

        Thank you so much, Mary!! I so appreciate you coming over from Instagram and giving this a rating. I'm glad you love the recipe!

        Reply
    2. Alli

      January 29, 2018 at 4:34 am

      5 stars
      I love a family favorite!

      Reply

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